✅ You’re fully prepared. Keep your photos, documents, and inventory somewhere safe and accessible before the storm arrives.
⚠️
Documentation before the storm is the most overlooked step
Once a hurricane or severe storm hits, there is no way to recreate a pre-storm record of your home and belongings. Without it, insurance disputes, delayed claim approvals, and underpaid settlements become far more likely. A few hours of preparation today can prevent months of recovery complications later.
What homeowners face without pre-storm preparation
🗂️
Destroyed records
Documents lost in the same storm you’re trying to claim against
⚖️
Adjuster disputes
No documentation means no leverage in claim negotiations
🧾
Lost receipts
Difficult to prove value or ownership without purchase records
🕐
Delayed claims
Weeks or months of waiting due to incomplete documentation
Pre-storm checklist — check off each item as you complete it
📷
Photograph inside your home
0 of 6 items completed
0/6
🏠
Photograph exterior of your home
0 of 7 items completed
0/7
📋
Create a written home inventory
0 of 5 items completed
0/5
📄
Secure your legal and insurance documents
0 of 6 items completed
0/6
🔒
Store physical documents safely
0 of 4 items completed
0/4
☁️
Upload everything to cloud storage
0 of 5 items completed
0/5
📞
Compile emergency contact information
0 of 5 items completed
0/5
🏦
Notify and update your insurance company
0 of 4 items completed
0/4
Why this preparation helps after a hurricane
⚡
Faster claims
Complete records reduce review and processing time
🛡️
Fewer disputes
Clear documentation reduces adjuster pushback
📜
Proven ownership
Easier to demonstrate item values and condition
🏗️
Faster rebuilding
Documentation supports quicker recovery and repair
⚖️
If your insurer denies or underpays your storm claim
Even with thorough documentation, insurance companies in Alabama can dispute, delay, or undervalue claims after a hurricane or severe storm. Johnston, Moore & Weston helps homeowners across Huntsville and North Alabama fight back against denied and underpaid insurance claims.
